Senate Insurance Committee passes SB 248

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SB 248 reforms Michigan’s no-fault insurance without reducing coverage for those hurt in auto accidents

  1. Does not reduce current no-fault benefits and coverage. The legislation protects the benefits and medical coverage that every driver receives under our current the no-fault laws.
  2. Establishes a fraud bureau to fight auto insurance fraud. The new bureau will be paid for by the insurance industry and could save drivers as much as 10 percent on their insurance premiums.
  3. Reorganized the Michigan Catastrophic Claims Association (MCCA) to be made more transparent and open to the public. The new MCCC will be a pay as you go system that will be run by a public board.
  4. Sets reasonable rules and costs for family and professional attendant care that protects those patients in need of 24-hour care.
  5. Adopts the workers’ compensation fee schedule that will allow medical providers to only bill auto accident patients the same rate they bill for patients hurt on the job.

The reforms will keep Michigan’s no-fault system as the most generous system in the county and provide cost savings that will make it more affordable for every driver in Michigan.