Legislation and Testimony Archive

  • Senate Insurance Committee passes SB 248

    Senate Insurance Committee passes SB 248

    SB 248 reforms Michigan’s no-fault insurance without reducing coverage for those hurt in auto accidents Does not reduce current no-fault benefits and coverage. The legislation protects the benefits and medical coverage that every driver receives under our current the no-fault laws. Establishes a fraud bureau to fight auto insurance fraud. The new bureau will be […]

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  • Legislators’ Guide to Michigan’s Insurance Issues

    Legislators’ Guide to Michigan’s Insurance Issues

    The Legislators’ Guide to Michigan’s Insurance Issues, published by the Michigan Insurance Coalition is now available online. Click here to download the PDF file.

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  • Michigan’s Auto No-Fault System: Unsustainable Cost Growth Necessitates Reforms

    Michigan’s Auto No-Fault System: Unsustainable Cost Growth Necessitates Reforms

    Sharon Tennyson, Ph.D., Associate Professor at Cornell University testified before the Michigan House Insurance Committee on October 4, 2011 regarding Michigan’s no-fault insurance law. Tennyson noted that the current design of the no-fault system is the cause of the spiraling cost growth due to: Unlimited lifetime benefits burden the auto insurance system with the highest-cost cases […]

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  • HB 5297: Regulates and reforms the use of Insurance Credit scoring to establish discounts on home an auto insurance rates

    HB 5297: Regulates and reforms the use of Insurance Credit scoring to establish discounts on home an auto insurance rates

    In general, MIC supports the reforms proposed in HB 5297 and is working with the House Insurance Committee to make some of the reforms more workable. View the full bill:

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  • SB166: Bill to Ban basing rates on where driver lives

    SB166: Bill to Ban basing rates on where driver lives

    This bill would prohibit setting insurance rates based on the costs of providing insurance. Companies would be forced to raise rates in rural and suburban areas by  as much as 50% – 60% while lowering rates in urban areas by 65% – 75%. See the full bill: 

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  • MIC Supports Credit Scoring Reform

    MIC Supports Credit Scoring Reform

    Gongwer March 4, 2010 After fighting the industry and their Republican counterparts on a measure to ban the use of credit scores in setting insurance premiums, House Democrats appeared to be trying a new tactic Thursday as the Insurance Committee took up legislation that would regulate use of those scores. The legislation, HB 5297, is […]

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  • Hartwig Testifies Against So-called “Fair” Bills

    Hartwig Testifies Against So-called “Fair” Bills

    Robert P. Hartwig, Ph.D., CPCU, Economist and President of the Insurance Information Institute, New York, NY delivered a testimony during the Hearing on the Recommendations of the State of Michigan’s Insurance Consumer Advocate. Below are the full testimony and presentation slides.

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