health care coverage Archive

  • Voters express overwhelming support for no-fault reform

    Voters express overwhelming support for no-fault reform

    Majority believe Michigan auto insurance premiums are too high Lansing, Mich. – According to a recent statewide poll commissioned by the Coalition for Auto Insurance Reform (CAIR), an overwhelming number of Michigan voters believe their auto insurance premiums are too high and support no-fault reform legislation that would lower their auto insurance costs. Rates are […]

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  • Podcast: Kurt Gallinger discusses Michigan’s skyrocketing auto insurance costs on the Tony Conley Morning Show

    Podcast: Kurt Gallinger discusses Michigan’s skyrocketing auto insurance costs on the Tony Conley Morning Show

    Click here to listen to the entire podcast.

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  • The Case for Reforming No-Fault Insurance

    The Case for Reforming No-Fault Insurance

    Michigan Drivers Can’t Afford Out-of-Control Auto Insurance Bills Michigan’s no-fault auto insurance system is in desperate need of reform. Recent studies show staggering increases in the cost of purchasing auto insurance in Michigan, rising at twice the rate of all other states. Mandated unlimited, lifetime medical coverage, has pushed the cost of auto insurance from […]

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  • LETTERS: Don’t ignore no-fault reform

    LETTERS: Don’t ignore no-fault reform

    Crain’s Detroit Business Editor: I am greatly disappointed to read the Feb. 25 opinion on potential no-fault reforms (“No-fault reform: No data, no deal”). Rather than analyzing the facts surrounding the structure, purpose and operations of the Michigan Catastrophic Claims Association as well as the need for substantive reforms to Michigan’s unique automobile no-fault insurance […]

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  • State insurance commissioner says goal is to ‘save no fault’

    State insurance commissioner says goal is to ‘save no fault’

    By Chad Livengood Detroit News Lansing Bureau Detroit — Michigan’s insurance commissioner on Friday disputed Oakland County Executive L. Brooks Patterson’s contention he’s trying to “dismantle” unlimited lifetime medical benefits for auto accident victims. Patterson waded into the no-fault debate earlier this week, criticizing his fellow Republicans in the Legislature and Gov. Rick Snyder — […]

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  • R Street Institute: Reforming Michigan’s Auto Insurance Market

    R Street Institute: Reforming Michigan’s Auto Insurance Market

    by R.J. Lehmann Michigan’s unaffordably high auto insurance premiums result in large part from its unique requirement granting all policyholders unlimited lifetime medical benefits. Higher rates of medical utilization and significantly higher reimbursements for common medical claims than those paid by Medicare or private workers compensation insurers show how pervasive the problem has become. Allowing […]

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  • OFIR’s Tips on Coordinating Auto and Health Policies

    OFIR’s Tips on Coordinating Auto and Health Policies

    LANSING – When purchasing automobile insurance, many Michigan drivers will be offered a discount from their auto insurance company if they coordinate their auto policy with their health coverage and wage loss or disability coverage. Michigan’s no-fault law requires auto insurers to offer a discount on the personal injury protection portion of the premium if […]

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