Michigan no-fault Archive

  • Governor Working To Fix High Car Insurance Rates

    Governor Working To Fix High Car Insurance Rates

    WILX.com Michigan’s unique no fault law, which covers medical benefits for an unlimited amount, has drivers upset about the costs they have to pay for their monthly premiums. “Well it’s tough, you know, everybody’s trying to make ends meet and more money in your car insurance definitely doesn’t help,” said Jordan Leaming, a driver in […]

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  • R Street Institute: Reforming Michigan’s Auto Insurance Market

    R Street Institute: Reforming Michigan’s Auto Insurance Market

    by R.J. Lehmann Michigan’s unaffordably high auto insurance premiums result in large part from its unique requirement granting all policyholders unlimited lifetime medical benefits. Higher rates of medical utilization and significantly higher reimbursements for common medical claims than those paid by Medicare or private workers compensation insurers show how pervasive the problem has become. Allowing […]

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  • It is Time: Governor Calls for No-Fault Reforms in SOS

    It is Time: Governor Calls for No-Fault Reforms in SOS

    Governor Snyder pushes for lower rates through comprehensive reforms Lansing, Mich. – The Michigan Insurance Coalition agrees with Governor Rick Snyder that now is the time to reform Michigan’s no-fault insurance to make auto insurance affordable for all Michigan families. In tonight’s State of the State address, Governor Snyder said, “We are the tenth most […]

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  • Michigan drivers: Are you carrying fake auto insurance?

    Michigan drivers: Are you carrying fake auto insurance?

    By Susan Tompor Detroit Free Press Personal Finance Columnist Some Michigan drivers are being warned that they may have bought fake auto insurance through the Tennessee Christian Motorist Aid, according to state regulators. The Michigan Office of Financial and Insurance Regulation ordered Marvin Graber and Tennessee Christian Motorist Aid to cease and desist from conducting […]

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  • OUR VIEWS: State needs to rethink insurance

    OUR VIEWS: State needs to rethink insurance

    Grand Haven Tribune Michigan’s auto insurance rates are 50 percent higher than those in surrounding states. And now there’s been another 20 percent spike in rates. At what point is it time to cry “Uncle!”? For years, Michigan residents have had to pay into an outlandish insurance system that’s dictated by state law. Why is […]

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  • Commentary: For Detroiters, auto insurance costs still far too high

    Commentary: For Detroiters, auto insurance costs still far too high

    The Detroit News By Rep. Shanelle Jackson Auto insurance costs for Detroit residents have long been excessive. Detroiters pay the highest autoinsurance premiums in Michigan. In this time of economic hardship, rate increases threaten the financial security of many middle-class working families in Detroit. Something must be done. This growing problem is in need of […]

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  • Unlimited medical benefits are driving up the cost of auto insurance

    Unlimited medical benefits are driving up the cost of auto insurance

    Michigan rolling towards no-fault reform The Detroit News By Maria Servold When Sam Howell was 18 years old, he was in a major car accident that nearly killed him, put him in a coma for three months and now requires him to have 24-hour care. Instead of having to live the rest of his life […]

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  • Secrecy doesn’t figure into Michigan’s catastrophic insurance fee

    Secrecy doesn’t figure into Michigan’s catastrophic insurance fee

    Detroit Free Press In response to the column by state Rep. Philip Cavanagh (“End insurance fund secrecy,” April 19): The entire premise of Cavanagh’s commentary is false. The Michigan Catastrophic Claims Association is not operated secretively. The state’s commissioner of the Office of Financial and Insurance Regulation serves as a nonvoting board member to the […]

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  • Michigan’s No-Fault System Pressured by Catastrophic Claims, Changes in Treatment Patterns

    Michigan’s No-Fault System Pressured by Catastrophic Claims, Changes in Treatment Patterns

    New findings from an Insurance Research Council (IRC) study of no-fault auto injury insurance claims show that average claimed losses for medical expenses, lost wages, and other expenses related to injuries from auto accidents in Michigan grew 192 percent, or 13 percent per year, on average, between 2002 and 2011. Over the same period, the […]

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