Michigan Archive

  • R Street Institute: Reforming Michigan’s Auto Insurance Market

    R Street Institute: Reforming Michigan’s Auto Insurance Market

    by R.J. Lehmann Michigan’s unaffordably high auto insurance premiums result in large part from its unique requirement granting all policyholders unlimited lifetime medical benefits. Higher rates of medical utilization and significantly higher reimbursements for common medical claims than those paid by Medicare or private workers compensation insurers show how pervasive the problem has become. Allowing […]

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  • It is Time: Governor Calls for No-Fault Reforms in SOS

    It is Time: Governor Calls for No-Fault Reforms in SOS

    Governor Snyder pushes for lower rates through comprehensive reforms Lansing, Mich. – The Michigan Insurance Coalition agrees with Governor Rick Snyder that now is the time to reform Michigan’s no-fault insurance to make auto insurance affordable for all Michigan families. In tonight’s State of the State address, Governor Snyder said, “We are the tenth most […]

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  • Auto insurance fraud costs state $3 billion annually

    Auto insurance fraud costs state $3 billion annually

    MLive By Danielle Favorite Auto insurance fraud is a growing problem in Michigan. What is auto insurance fraud? It includes staged auto accidents and false claims of injury; false reports of stolen vehicles and billing for medical treatment never rendered. To deter this activity, there is legislation (House Bill 5701) that I support to create […]

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  • Report: Michigan has highest car insurance costs in nation

    Report: Michigan has highest car insurance costs in nation

    By Melissa Anders | manders@mlive.com Michiganders pay a larger portion of their salaries on car insurance than residents of any other state, according to a study released today by CarInsuranceQuotes.com. “Middle-of-the-road” policy holders from Michigan spend about 8 percent of their median household income for car insurance, the report found. The next highest state is […]

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  • Secrecy doesn’t figure into Michigan’s catastrophic insurance fee

    Secrecy doesn’t figure into Michigan’s catastrophic insurance fee

    Detroit Free Press In response to the column by state Rep. Philip Cavanagh (“End insurance fund secrecy,” April 19): The entire premise of Cavanagh’s commentary is false. The Michigan Catastrophic Claims Association is not operated secretively. The state’s commissioner of the Office of Financial and Insurance Regulation serves as a nonvoting board member to the […]

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